All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. FlagStone Retirement Consultants is a Registered Investment Adviser. Investment Adviser Representatives of FlagStone Retirement Consultants may transact advisory business in a particular state only if first registered, excluded or exempted from Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in the rendering of personalized investment advice for compensation, will not be made absent compliance with state Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Securities licensed associates of FlagStone Retirement Consultants are Registered Representatives. Securities and advisory services offered through National Planning Corporation (NPC), NPC of America in FL & NY, member FINRA/SIPC. Flagstone Retirement Consultants and NPC are separate and unrelated companies.